Taxes

Simulador de IRS (IRS Tax Simulator)

Use the official IRS simulator to estimate your refund or tax due before submitting your return. Available free of charge on Portal das Finanças.

What you need before you start

  • NIF and Portal das Finanças password or Chave Móvel Digital
  • Previous year's income data (payslips, rent receipts, etc.)
  • Deduction information (health, education, housing, etc.)
  • Household data

Step by step

  1. Go to www.portaldasfinancas.gov.pt and authenticate

  2. Search for 'Simulador IRS' or navigate to Cidadãos → IRS → Simulador

  3. Fill in the fields with income earned in the previous year

  4. Enter applicable deductions and tax benefits

  5. Provide the household composition

  6. Click 'Simular' (Simulate) to see the estimated result

  7. Compare results between joint and separate filing (if married/cohabiting)

  8. The result is an estimate — the final amount depends on validation by the Tax Authority (AT)

Tip: If in doubt, always contact the official service directly.

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